VERSION 1.0
Personal business-use license
Copyright © 2026 Credenza. All rights reserved.
What the purchaser may do
The purchaser may use and modify copies of the included files for the purchaser’s own freelance or business projects and may keep reasonable backup copies. The purchaser may share client-specific exports or summaries created from the workbook with that client.
What the purchaser may not do
The purchaser may not resell, sublicense, redistribute, share, publish, or make the original workbook, guide, or a substantially similar template available to another person or organization. One purchase covers one individual user.
Product boundary
The files are planning tools. They are not accounting, tax, legal, or personalized pricing advice. To the extent permitted by applicable law, the files are provided without warranties.
Refunds and support
Refunds and support are governed by the terms shown at the original point of purchase. Read the current refund and support information or email chuyiwang@bradovalabs.com.